SSI Calculator – Wages and Unearned Income

Supplemental Security Income (SSI) is a needs-based program. This means any earned income, such as wages or unearned income, such as SSDI, SSDAC, unemployment, veteran’s benefits, etc. will affect your SSI cash payment. This example demonstrates the effect of earned and unearned income on SSI. Get more information about Supplemental Security Income (SSI)

Please note this calculator is for estimating only. Social Security will make the official determination when you report your wages.

To calculate your SSI benefit, just type in your monthly unearned income and monthly wage before taxes then press tab.

 

Step 1

 

$

Unearned Income (SSDI, SSDAC, Veteran's Benefit, etc.)

-

$20.00

General Income Exclusion

---

=

$0.00

Countable Unearned Income

Step 2

 

$

Gross Monthly Wages (before taxes)

-

$65.00

Earned Income Exclusion

---

=

$0.00

÷

2

Divide remaining Earned Income by 2

---

=

$0.00

Total Countable Earned Income

Step 3

 

$0.00

Countable Unearned Income

+

$0.00

Countable Earned Income

---

=

$0.00

Total Countable Income

Step 4

 

$698.00

SSI Federal Benefit Rate (FBR) = $698.00 in 2012

-

$0.00

Total Countable Income

---

=

$0.00

SSI Benefit Check

Step 5

 

$0.00

Unearned Income

+

$0.00

Gross Monthly Wages (before taxes)

+

$0.00

SSI Benefit Check

---

=

$0.00

Total Gross Monthly Budget amount